Malaysia
Malaysia My Second Home (MM2H)
Minimum investment
USD 150,000
Processing time
conditional approval typically within 60-90 days of a complete submission through a licensed agent; fulfilment (deposit, medical check, insurance) follows before visa issuance
Physical presence
applicants aged 25-49 must spend at least 90 days (cumulative) per year in Malaysia to maintain most tiers; older applicants are generally exempt from this requirement
- Investment route
- •Fixed deposit in a licensed Malaysian bank, tiered by level: Silver (USD 150,000), Gold (USD 500,000), Platinum (USD 1,000,000), each combined with a mandatory property purchase at that tier: Silver MYR 600,000, Gold MYR 1,000,000, Platinum MYR 2,000,000
- •a lower-cost Special Economic Zone (SEZ/Forest City) route also exists at reduced thresholds for younger or digital-economy applicants
- Investment breakdown
- •the fixed deposit must be placed within 6 months of conditional approval
- •up to 50% of the principal deposit can be withdrawn after 1 year for an approved local property purchase, medical expenses, or education, provided the minimum remaining balance for the tier is maintained
- •property purchase is mandatory at every tier under the current framework (not optional), and the purchased property must be held for the duration of participation
- Additional fees
- •licensed MM2H agent fees typically run several thousand USD on top of the deposit and property costs
- •medical insurance and a medical check are required as part of fulfilment
- Eligibility
- •minimum age 25 for the main applicant (Silver, Gold, Platinum tiers)
- •open to citizens of all nationalities recognized by Malaysia, subject to standard MOTAC screening
- •valid medical insurance required (waived for older applicants in some cases)
- Due diligence
- •standard due diligence including a Letter of Good Conduct or police clearance certificate from the applicant's home country
- •all applications must go through a MOTAC-licensed agent, as direct submissions are not accepted
- Family inclusion
- •Spouse
- •Dependent children
- •— under specific conditions — dependent parents
- Path to citizenship
- MM2H is a residency pass only and does not itself lead to permanent residency or citizenship
- Renewal
- •visa validity by tier: 5 years (Silver), 15 years (Gold), 20 years (Platinum)
- •renewable subject to maintaining the fixed deposit and property conditions
- Dual citizenship
- •Not applicable — MM2H is a residency pass only and does not lead to citizenship
- •Malaysia does not generally recognize dual citizenship for its own nationals
- Key benefits
- •Foreign income and funds remitted under the program, plus interest earned on the required fixed deposit, are not taxed
- •Access to Malaysia's healthcare and international schools
- •Only the Platinum tier carries limited work rights
- Taxation
- •foreign-sourced income and remitted funds under MM2H are not taxed
- •interest on the fixed deposit itself is also tax-exempt
Application process
- 1.select a tier
- 2.open the fixed deposit account
- 3.complete the mandatory property purchase
- 4.submit application with financial and medical documents to MOTAC
- 5.visa issued